銀行融資を受けたいのだけど手続きはどうしたらいいの？

tbd

I'd like to get a bank loan; how do I go about that?

半年後に銀行融資を受けたいのだが、今から何を準備すればいいのか？

tbd

I want to get a bank loan in half a year's time - what should I be doing now?